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It is because of my credit history is prefect good and my credit card company has upgraded my classic credit card to gold credit card. Apart from the credit limit is increased, this gold card has offers many good benefits for me.
If you don’t have Credit Card and thinking to apply your first credit card, you need to know several steps and tips when you choose your first credit card. The first step is that you have to look for a card that has good benefits like promotion interest rate, no annual free, no bank charges and etc. After that, you have to ask if there are charges and annual fee for the credit card. You can try to ask them waive the charges and annual fee later if your credit history is good. If you don’t do that, you just cancel your credit card and stop using it, and look for another new credit card.
When you use credit card, you have to check the interest rate in order to avoid paying interest, this is because some cards charge interest from the date of purchase, some cards charge interest from the billing date. Lastly, you need to find out if the card offers a standard monthly billing cycle as some cards expect a payment every two weeks.
The above are those things that you want to know when you want to apply your first credit card, please take note!
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Does this apply to asian countries as well?
This comment has nothing to do with credit card. I was just wondering why you don’t have a custom template on this blog anymore?
I am going to apply for a credit card this week and i will definitely keep these advises in mind. Thank you so much.
Each article I have read is very well written and to the point. I would also like to state, not only are the articles well written, but the lay-out of your site is excellent. I was able to navigate from post to post and locate what I was looking for with ease. Keep up the great work you are doing, and I will be back many times in the future.
Hi .. i see you have a great post ! i hope you could make another one like this .. keep posting then
How to Apply Your First Credit Card is very useful post for all customers………
Great work………very interesting……….amazing work……I am going to be relevant for a credit card this week and i will absolutely keep these advises in mind. Thank you so much……..
Another Title…
How to Successfully Establish Credit…
where do i start to apply for my first time ever credit card if i have no credit just turned 18
I WANT TO APPLY ONLINE
I NEED YOUR HELP TO APPLY