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My first car is used car which I bought from a second hand car shop. I bought used car because I’m not afford to pay the new car loan by monthly due to my low salary. I was thinking that if I have money, I definitely will buy new car instead of used car and my favorite new car is Toyota Vios or Honda City.

My friend of mine who has ability to buy expensive new car, but he decided to buy used car instead of new car because the market value for new car decreases from year to year and he rather to buy a comfortable used car like used Cadillacs Harrisburg PA. In addition, buying a used car don’t not need to pay high insurance fees.

I’m quite regretted to buy used car because I really waste my money for the car repair cost after few years, it cost me too much than I expected. I will ask him to compare dealerships and research the car’s market value, and I just hope that my friend can do his research before he has decide to buy used Cadillacs Harrisburg PA, if not he will going to face the situation like me.

Nowadays, the parking space in many towns and cities in short supply, even the parking costs are raising from time to time, many homeowners have found a new way of making money out of their homes. People live in these towns and cities will never get surprise on their cost of car parking because the private rental market is on the up.

Website advertising parking spaces and garage lets like Parklet.co.uk has sprung up in the past year in order to offer to match people with space to let with people who need somewhere to park, whether for the long-term or for a couple of hours of shopping. Parklet.co.uk has more than 9,000 parking spaces or garages for rent in towns and cities around the UK. R

enters can choose between a five-day or seven-day contract, which gives them the right to park in the space 24 hours a day. It charges 15% of the gross monthly rental fee plus a £20 administration fee in the first month. With the existence of Parklet.co.uk, may be you don’t need to waste your time to find the prefect parking space anymore, even you can save some parking costs since their renting is just so much cheaper than getting that season pass parking pass.

You should check this site out if you are tired of overpaying or just driving around to never find that spot that is good enough for your car.

I personally have two credit cards, one is use for paying the petrol, insurance fee, and other expenses for every month, but another one I only keep for emergency use. It is good and convenience to have credit cards because I don’t need to carry large sum of cash when I go out from home. Apart from that, credit cards also act as a short-term loan if you don’t haven’t the cash to pay for it, but I will maintain my good credit score at all time.

Some of my friends have more than one credit card and each one has a credit limit, but they are not aware that when the credit limit for all cards are added up, the total can be a lot. They already fallen into the habit of using credit cards to extend their income, but they never worry about this. I have tried to advice them so that they can stop using credit cards because they owe people lots of money, but they don’t listen to me.

Since they have bad credit score and there are lots of credit card companies have rejected their application, so they have tried to apply bad credit credit card so that they can continue to spend the money and get back on their feet financially,. I don’t have other way to help them, just hope that they can pay off the credit soon.

In the past few years, I suddenly received a phone call from old friend that I have never meet him for 5 years long and he asked me to join multi level marketing. At that time, I’m totally refused him because I don’t like to work which doesn’t have monthly basic salary and the salary is basing on the commission that I earned. Sales related job with low monthly salary with low commission will definitely rejected, that’s why I even not very interested in multi level marketing job.

Recently, I get to know from a friend that this friend has done very well in this multi level marketing field and he earned lots of money to buy big house and big car. He is planning to buy 2008 hummer h3 and big house near his old house. I’m quite happy because his dream finally came true in this short period of time. He can do it, doesn’t mean that I can do it too because different people have different ambitions and desires. I like to work with people and then go to play basketball after work because I like simple and healthy life.

Although I’m not able to buy 2008 hammer h3, but I can buy used car; I don’t have money to buy house, but I can buy economical house for medium level people like me. I enjoy my life and I love my friends and family, this is more important to me!

I didn’t enter to local university to further my study last time, but I have chosen private college to learn about programming languages and networking. At that time, I have to get the private student loan from bank because my family has financial problem. The bank required guarantor so that they only can approve my loan, and my parents cannot be a guarantor, then called my mother’s sister to be a guarantor.

When my mother’s sister accompanied us went to the bank and talk to the incharge person, that incharge person acted no manner and requested us to provided many unnecessary documents, and my mother’s sister was angry and scold him back. End up, I didn’t apply for private student loan and we borrowed some money from my mother’s sister. This is bad experience when I want to apply private student loan last time.

Actually I can enter to local university, and I can easily apply student loan from government. I was thinking that if applying private student loan is so hard in our nation, then I rather to choose to enter local university. Anyway, everything is over now, and the money that I borrow from my mother’s sister has been returned back.