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I personally have two credit cards, one is use for paying the petrol, insurance fee, and other expenses for every month, but another one I only keep for emergency use. It is good and convenience to have credit cards because I don’t need to carry large sum of cash when I go out from home. Apart from that, credit cards also act as a short-term loan if you don’t haven’t the cash to pay for it, but I will maintain my good credit score at all time.
Some of my friends have more than one credit card and each one has a credit limit, but they are not aware that when the credit limit for all cards are added up, the total can be a lot. They already fallen into the habit of using credit cards to extend their income, but they never worry about this. I have tried to advice them so that they can stop using credit cards because they owe people lots of money, but they don’t listen to me.
Since they have bad credit score and there are lots of credit card companies have rejected their application, so they have tried to apply bad credit credit card so that they can continue to spend the money and get back on their feet financially,. I don’t have other way to help them, just hope that they can pay off the credit soon.
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I don’t even know,fellow!) continued to write in the same vein, it is interesting people!
Mos bad credit credit cards arent worth having due to the high fees on the credit cards and the lack of credit that their going to give you on the credit cards that you;ll get…
That was a sound advice you gave to your friends.you can even tel them, before applying for bad credit credit cards then they should be aware that there are three types of credit cards that you can apply for. Their first option can be a normal unsecured credit card, the second a secured credit card and the third a pre-paid credit card. However, before applying confirm with the provider whether their account will be reported to the credit bureau or not.
Me and my girls well we’ve enjoyed more prepaid credit cards over the years than we can total, including Vision Premier, Greendot, etc. But, the last few years we have found that this one is the best for us AccountNow Visa. Why? Because I was pleased to discover how well-designed and uncomplicated to use the underappreciated (and widely mocked) AccountNow Visa’s are.
My credit score last year got lower because i have some unpaid bills on my credit card company and i also lost my job.-~’
in this times of economic recession, sometimes it is difficult to have a great credit score.*’